Help to cover the cost of ‘Back to School’

Believe it or not as we approach the end of another academic year some parents/guardians will soon be focussing on how to meet the costs of the new term beginning in September.

After an initial trial last year, West Cheshire Credit Union are pleased to be offering a school uniform loan of up to £250, giving parents another option to turn to when it comes to meeting the costs. School shoes can often be one of the more expensive items of a school uniform, so small loans are available to cover this cost.

The loan scheme aims to complement other options that are available, such as School Uniform Banks, other school uniform providers and the preloved clothing sector – all of whom have a collective part to play in ensuring school uniforms are affordable.

Loan Example
£250 over 52 weekly repayments
Repayments £5.78 per week
Total interest charged £48 (42.6% Representative APR)
Total repayable £298

Repayments can be made via your Child Benefit or by Standing Order.

The application window is now open and closes 31 August 2025 – www.wccu.co.uk/uniform-loan
For more information you can call the team on 01244 399006

The following applies to all applications

• No pre saving is required
• Must become a member of West Cheshire Credit Union
• Maximum application amount – £250
• Repayments over 52 weeks / 12 months
• Can apply even if currently have an existing Family Loan with West Cheshire Credit Union.
• All applications are reviewed on affordability (as a responsible lender)

A credit union is a member-owned financial cooperative that provides a range of financial services, such as savings accounts and loans to its members. They are run on a not-for-profit basis, meaning any profits generated are either reinvested into the credit union to benefit members or distributed back to members in the form of dividends.